For Me, For You, For Later: Family Spending, Sharing, and Saving

A guide with resources, activities, and tips on how and why to start children’s financial education early and how to talk to children during tough financial times.

This guide was created to help you teach your children financial basics for now and in the future. You’ll find these topics:  

Financial basics:  

  • Money — why we need it, what we use it for, and how we earn it  

How choices matter:   

  • Understanding needs vs. wants  
  • Spending, sharing, and saving
  • Making wise choices and learning to wait  

Coping with uncertainty:  

  • Problem-solving and learning opportunities  
  • Talking about changes  
  • Giving and receiving help